No they don’t. If they’re genuinely LQ – contained in closed boxes with LQ markings – then they’re outside the scope of ADR.
Whether your insurer agrees that they’re not hazardous maybe another matter.
Posted under Hazardous Goods - ADR, Insurance for Couriers
Posted by Alec at 1:09 pm, March 19, 2007
Why is it relevant to anyone whether another member has the correct Motor or Employers’ Liability insurance?
Personally I think that knowing the actual legal entity behind a business is far more important than knowing they’ve insured themselves.
Posted under Insurance for Couriers, Legal Issues, Uncategorized
Posted by Alec at 4:09 pm, March 8, 2007
Ask your insurance company to define Hazardous. It used to be easy before ADR came along – if goods weren’t over the thresholds then they weren’t legally ‘hazardous’ (or was it ‘dangerous’ – I forget) so you could carry them in your vehicle without any extra insurance requirements but now there’s no definition of hazardous. Goods are either Limited Quantity packages (not covered under ADR but still actually hazardous), Small Loads – under the thresholds but still subject to the minimum requirements of ADR, or full ADR.
I suspect that most insurance companies will decide that you’re not covered even for LQ packages unless you pay extra.
Posted under Hazardous Goods - ADR, Insurance for Couriers
Posted by Alec at 6:52 pm, February 6, 2007
A limited company doesn’t need employers’ liability insurance where there is only one employee and that employee owns at least 50% of the company.
Nobody actually ‘needs’ public liability insurance, unlike employers’ liability it isn’t compulsory, but it’s exceptionally foolish not to have it – and that applies as much to owner-drivers as it does companies.
Posted under Employment, Insurance for Couriers
Posted by Alec at 4:36 pm, October 23, 2006
It’s one of the underlying principles of the EU that things like this are dealt with consistently throughout the union – hence unified drivers’ hours laws, ADR, CMR etc. EU law states (somewhere) that if a vehicle can be driven legally in one member country then it can be driven in all member countries. If not it would give one member an advantage over another and breach some directive somewhere.
Posted under Insurance for Couriers, Uncategorized, Weight Limits for Vans
Posted by Alec at 7:02 pm, September 6, 2006
What law’s that then? The ‘Bloke In The Pub Told Me Act 2007′?
Posted under Courier Financial Issues, Insurance for Couriers, Legal Issues
Posted by Alec at 7:27 pm, August 15, 2006
So you want someone to help you break the law? Fucking cowboy.
Posted under Courier Basics, Insurance for Couriers, Legal Issues
Posted by Alec at 8:45 am, August 5, 2006