A limited company doesn’t need employers’ liability insurance where there is only one employee and that employee owns at least 50% of the company.
Nobody actually ‘needs’ public liability insurance, unlike employers’ liability it isn’t compulsory, but it’s exceptionally foolish not to have it – and that applies as much to owner-drivers as it does companies.
Posted under Employment, Insurance for Couriers
Posted by Alec at 4:36 pm, October 23, 2006